Private Loans
Fast private capital against luxury residential, commercial and apartment collateral when certainty of close matters more than rate.
View Terms →Multifamily
Multifamily & Apartment Loans
Bridge and value-add capital sized to the property's income, not just its collateral.
Multifamily is underwritten differently from a single asset: we look at in-place and projected net operating income, occupancy and unit mix alongside the collateral itself. That makes us a fit for value-add repositioning, bridge-to-stabilization and bridge-to-permanent financing on apartment buildings that a conventional lender isn't ready to touch yet.
The timing framework is the same as our other programs: approval in as little as 24 hours and funding in as little as seven days, subject to a complete file, underwriting, title review and property valuation.
Value-AddRepositioningBridge-to-PermDSCR-Aware
Indicative TermsApartments
Approval*in as little as24 hours
Funding*in as little as7 days
FocusNOI / Value-Add
Bridge and value-add financing underwritten on in-place and projected NOI, occupancy and unit mix — not collateral alone.
Rates and terms shown are indicative, subject to change without notice, and subject to underwriting approval. This is not a commitment to lend.
*Subject to terms and conditions, a complete file, underwriting approval, title review and property valuation.
Why This Program
How we underwrite it.
Income-led underwriting
In-place and projected NOI, occupancy and unit mix are read alongside the collateral.
Built for the repositioning window
Bridge-to-stabilization and bridge-to-permanent structures for buildings a conventional lender is not ready to touch.
Same timing as our other programs
Approval and funding timing is subject to a complete file, underwriting, title review and property valuation.
Loan Programs
Other programs.
Commercial
Short-term commercial bridge and hard money up to 90% of loan-to-cost, underwritten on equity and capacity rather than a scorecard.
View Terms →Construction
Ground-up and rehab capital to $75 million that converts to a permanent loan at conventional rates when the build completes.
View Terms →Learn More
Related Reading
Guides on multifamily and apartment financing, underwriting and value-add repositioning.
Multifamily Bridge Loans in California: How They Work
How multifamily bridge loans work in California: in-place and projected NOI, occupancy, unit mix, reserves, and exiting to agency or bank financing.
Read →NOI and DSCR for Apartment Buyers: What They Mean and How to Calculate
NOI and DSCR explained for apartment buyers, with a hypothetical worked example, why lenders care about both, and how renovations change the numbers.
Read →Financing a Value-Add Apartment Repositioning in Los Angeles
Why multifamily is underwritten on income rather than collateral alone, and what a lender wants to see in a value-add business plan.
Read →Send us the file.
We read it the same day. Approval in as little as 24 hours, subject to a complete file and underwriting.